Better Day Loans for Cash Emergencies
Better Day Loans Unlike conventional payday loans, loans from Better Day Loans provide more versatile repayment choices, while also offering cash when you need it.
As per the FDIC, the efficient APR of overdraft charges can be more than 3500 percent. Our loans are a perfect solution to the late payment of interest and fines. Read more on why our adjustable payment is the perfect option for a payday loan.
Better Day Loans – What We Do
At Better Day Loans, we are here to help you get the money you need easily and without any complications. If you need to contact them for some reason, have concerns about your loan agreement or payments, or just need more details, please do not hesitate to contact us at any time. The customer support agent of Better Day would be delighted to assist you.
When to use a Better Day Loans
- For Medical Emergencies
Get emergency cash to cover hospital and treatment bills.
- For Home Repairs
The faulty heater or AC, the leaky roof, the burst pipe that floods your basement? Have them correct before the dilemma gets bigger.
- For Auto Maintenance
You need to go to work, but the car breaks down? Get cash on your bank account right away.
- Late Fees
Missed payments add excessive late fines and costly service disconnects.
- For Bounced Checks
A bounced check carries costly refund charges.
- Rental is due
When the rent is due and you don’t have the cash available instantly, stop extra payments, and possible eviction notifications.
Better Day Loans Rate
Online Installment Loans from Better Day Loans give you a way to get the cash you need to fund life’s minor emergencies without the strict repayment conditions of a typical payday loan. Unlike conventional payday loans that require you to borrow all plus fund costs and interest with one lump sum payment, our quick cash repayment loans allow you to repay what you borrow with fixed payments over time.
Before the closure and financing of the loan, you will be presented with a loan arrangement applicable to your loan, which will contain a payment plan, APR, and other conditions.
- Minimum Loan Amount: $200
- Total Loan Amount for First-Time Borrowers: $1,500
- The Highest Loan Amount for Returning Customers: $5,000
Description of Fee
The lending fee attached to your loan would be explicitly disclosed, both in terms of the dollar sum of interest and the APR (annual interest) on your loan agreement. In compliance with the Federal Truth in Loan Legislation and other laws, we have correct and detailed tax disclosures on your loan agreement. Late payments, NSF (non-sufficient funds) fees, and refunded product fees still occur which are detailed in the loan agreement.
Options for Due Date
Your first bill is due on your next payday. If the day falls on a weekend or holiday, repayment will be expected either on the business day before or on the business day immediately following; this would be stated in the loan contract.
If you need to adjust your payment plan for some excuse, you must contact BetterLoans.com at least three ( 3) business days before your next amount is due.
Reminders would be provided to you via email detailing the choices for the due date before the due date.
Timeframes for Funding
Applications processed and accepted before 6:00 PM (MST) Monday through Friday are normally financed on the next business day. Applications submitted after 6:00 PM (MST) can take two (2) business days to obtain funding. In any scenario, your bank may add extra time to clean up the funds and make them accessible to your bank account. Verify with your bank about the timeframes of their move.
Please do note to search for any additional incoming wire service costs that could be assessed by your bank. Please consult with your bank to ensure that your account is qualified for wire transfers and that your bank can allow the funds accessible to you.
Late, NSF Fees
If you failed to settle a repayment on the day it is due, you may be liable for extra charges. If the payment is taken immediately from your bank account and there is not enough money in your account to support the balance owed or the payment is disregarded by your banking institution for whatever reason, an NSF (non-sufficient funds) fee of $30 would be paid. If the invoice is received later than two days after the due date, you will be liable for an extra $30 late charge.
Application and use of details on the bank account
If we offer credit to the customer, we would deem the details submitted by the consumer on the bank account to be eligible for payment processing. Also, as part of our information gathering process, additional bank accounts can be found under the supervision of the customer. These new accounts would be regarded as part of the application phase. These new profiles would be viewed as part of the registration phase for subscription and authentication purposes only. When attempting to access additional consumer bank account details as a possible payment choice, we still obtain prior separate customer authorization.
What if you can’t make my payment by the due date?
You must make the most of your efforts to have loan repayments by the planned due dates. However, the good news is that we make it simple for you to escape fines if you find that you have an issue making a payment. If you are unable to meet your scheduled payment, please notify us at least three (3) business days before the date on which your payment is due. Our customer support agents are here to help you get back on track, so please contact us.
Please notice that you may schedule automated electronic payments from your check account. If you make a late payment, miss a payment, or pay back to us, you can incur extra fees.